We’re making getting a mortgage easier than ever before. Edge Home Finance Corporation has an experienced team of brokers on staff.
Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.
Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!
Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.
Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.
Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.
Manny Martinez Powered by Edge Home Finance is a dedicated mortgage broker committed to providing tailored loan solutions to meet the unique needs of every client. With a wide range of options, including FHA Loans, VA Loans, USDA Loans, Jumbo Loans, and more, we strive to empower individuals and families to achieve their homeownership dreams. Our knowledgeable team understands the intricacies of the mortgage landscape and is here to guide you through the process with ease and confidence. Whether you are a first-time homebuyer or an experienced investor, we have the expertise to help you find the right financing solution.
At Manny Martinez Powered by Edge Home Finance, we recognize that refinancing can be a strategic move for homeowners looking to optimize their financial situation. Thats why we offer a variety of refinance programs, including FHA Streamline, VA Streamline, and conventional refinance options. Our team will work closely with you to assess your current mortgage and identify the best refinancing opportunities available. With our extensive range of products, including cash-out refinancing and 203k loans, we ensure that you have access to the resources needed to improve your home and increase its value.
In addition to our loan and refinance offerings, Manny Martinez Powered by Edge Home Finance provides a selection of additional products and programs designed to cater to diverse financial situations. We understand that each borrower’s journey is unique, which is why we offer Down Payment Assistance to help those who may struggle with upfront costs. Our assortment of specialized loans, such as 1099 Loans, Bank Statement Loans, and Investor Loans, ensures that we can accommodate self-employed individuals and investors alike. With our guidance, clients can navigate the complexities of the mortgage process and secure the funding they need.
Colorado Springs is one of the beautiful cities where Manny Martinez Powered by Edge Home Finance operates, and we take great pride in serving the vibrant community here. Home to stunning natural landscapes and a rich cultural heritage, Colorado Springs is an ideal location for families and individuals looking to settle down. We understand the local real estate market and are well-equipped to assist clients in finding the right mortgage solutions for their needs. Whether you’re a first-time homebuyer seeking Down Payment Assistance or an investor looking to acquire rental properties, we’re here to help you every step of the way.
In Denver, the capital city of Colorado, Manny Martinez Powered by Edge Home Finance is excited to offer our mortgage services to a diverse population. With its dynamic economy and vibrant neighborhoods, Denver has become a popular destination for homebuyers and investors alike. Our knowledgeable team is well-versed in the Denver housing market, allowing us to provide personalized loan solutions tailored to the unique demands of this bustling city. From conventional loans to specialized programs for first-time homebuyers, we aim to make the mortgage process as smooth as possible for our clients.
Pueblo is another city where Manny Martinez Powered by Edge Home Finance proudly extends its mortgage services. Known for its rich history and warm community spirit, Pueblo offers a unique blend of affordability and quality living. We recognize that prospective homeowners in Pueblo may face challenges, and that’s why we’re here to provide Down Payment Assistance and a variety of loan products to meet their financial needs. Whether you’re looking to purchase your first home or refinance an existing mortgage, our dedicated team is ready to help you navigate the process with local expertise and friendly support.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...
Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.